Nice way to put it, Vivek
I agree with Mike, and I would also choose D.
I tend to eliminate option A because - as Mike also mentioned - you don't have to "accept the risk"; depending on the information you collected, you may be able to further analyse the specific situations and issues reported, and be prepared by developing a risk response plan that enables you to mitigate (or even avoid) the risk.
I strongly recommend to do some more research, because when I took the PMP exam I had no other choice than through the online proctored mode, unless I decided to postpone it indefinitely waiting for the testing center to reopen. And after having studied so much, that was the last thing I wanted. Very few lessons learned around (which made it easier for me to read them all, at least in this forum), after a couple of weeks it was available, and I was a bit concerned from what could have gone wrong. So I "took the risk", but not without some proper risk response planning; e.g., I set up the workspace to be compliant to all the PearsonVUE requirements, I run the system test multiple times to get familiar with the procedure and to be sure everything was working properly; I disables all notifications on my computer, as well as any automatic system updates.
Gabriella